Homemaker vs. Handyman vs. Home Health Aide: Which Senior Service Do You Actually Need?

According to the National Council on Aging, more than 75% of seniors express confusion about the different types of in-home services available to them. This confusion often leads to either paying for more assistance than necessary or not getting enough of the right kind of help.
Homemaker Services
Written by
Sean McGrail
Published on
March 3, 2025

"I thought I needed a home health aide, but I was really just struggling with household chores and minor repairs," shares Dorothy, 83. "Understanding the difference saved me over $1,500 monthly and still got me exactly the help I needed."

In this guide, we'll clarify the distinct roles of homemakers, handymen, and home health aides, helping you determine which service—or combination of services—best addresses your specific needs while optimizing your care budget.

Understanding the Three Key Senior Support Services

Before deciding which service is right for you or your loved one, it's essential to understand what each professional does, their typical costs, and when they're most appropriate.

Homemaker Services: Maintaining Daily Living Environments

What Homemaker Services Include:

  • Light housekeeping (dusting, vacuuming, mopping)
  • Laundry and changing bed linens
  • Meal planning and preparation
  • Grocery shopping and errands
  • Medication reminders (non-medical)
  • Light organization and decluttering
  • Companionship during activities

When Homemaker Services Are Ideal:Homemaker services are the right choice when the primary challenge is keeping up with household tasks, not personal care or health management. They're perfect for seniors who:

  • Are mobile and relatively independent but lack energy for housework
  • Find meal preparation increasingly difficult
  • Need assistance with errands and transportation
  • Want help maintaining an organized, clean living environment
  • Seek companionship during daily activities

Average Cost: $35-45 per hour, typically with minimum visit requirements of 4 hours

"My homemaker comes twice weekly for 4 hours each visit. She handles all the housework I can no longer do and prepares several meals I can easily reheat. It's made a world of difference."

- James, 78

Handyman Services: Maintaining Home Safety and Functionality

What Handyman Services Include:

  • Minor home repairs (leaky faucets, loose railings)
  • Light fixture and smoke detector maintenance
  • Seasonal tasks (gutter cleaning, weatherproofing)
  • Safety modifications (grab bar installation, ramp building)
  • Appliance repairs and maintenance
  • Basic carpentry and furniture assembly
  • Yard maintenance and exterior upkeep

When Handyman Services Are Ideal:Handyman services address specific home maintenance and safety needs. They're most appropriate when:

  • The home requires periodic repairs or safety upgrades
  • Seasonal maintenance tasks have become difficult to manage
  • Specific projects need completion (bathroom modification, ramp installation)
  • Preventative maintenance is required to avoid larger problems
  • Safety hazards need addressing (wobbly railings, uneven flooring)

Average Cost: $60-125 per hour, often with minimum fees or service calls

"After my fall, my son hired a handyman who specialized in senior safety. He installed grab bars, secured rugs, improved lighting, and fixed several small issues I'd been ignoring. I feel so much safer now." - Barbara, 85

Home Health Aide Services: Supporting Medical and Personal Care Needs

What Home Health Aide Services Include:

  • Personal hygiene assistance (bathing, grooming, toileting)
  • Dressing and undressing help
  • Mobility assistance and transfer support
  • Medication management and administration
  • Vital signs monitoring
  • Wound care and dressing changes
  • Assistance with prescribed exercises
  • Medical equipment management

When Home Health Aide Services Are Ideal:Home health aides provide personal care and basic medical support under professional supervision. They're necessary when:

  • Personal hygiene tasks have become difficult or unsafe
  • Medical conditions require regular monitoring
  • Medication management is challenging
  • Mobility limitations necessitate physical assistance
  • Recovery from surgery or illness requires temporary support
  • Chronic conditions require ongoing monitoring and care

Average Cost: $35-50 per hour, often available through Medicare if prescribed by a physician

"After my stroke, I needed help with bathing and dressing. My home health aide visits every morning to help me start my day, checks my blood pressure, and ensures I take my medications correctly." - Thomas, 76

Identifying Your Actual Needs: A Self-Assessment Guide

Many families struggle to determine which service is truly needed. Use this self-assessment to clarify your situation:

Household Management Assessment

✓ Is keeping the house clean becoming difficult?
✓ Is laundry piling up or being neglected?
✓ Has meal preparation become challenging or overwhelming?
✓ Are errands and grocery shopping becoming stressful?
✓ Is household organization deteriorating?

If you checked 3+ items: Homemaker services would likely address your primary concerns.

Home Maintenance Assessment

✓ Are there minor repairs needed around the home?
✓ Do seasonal tasks like gutter cleaning or weatherproofing seem daunting?
✓ Are there safety concerns that require modifications (loose railings, poor lighting)?
✓ Has yard maintenance become too physically demanding?
✓ Are appliances or fixtures malfunctioning?

If you checked 3+ items: Handyman services focused on senior safety would be beneficial.

Personal Care Assessment

✓ Is bathing or showering becoming difficult or risky?
✓ Is dressing or undressing a daily struggle?
✓ Is managing multiple medications complicated or confusing?
✓ Are prescribed exercises difficult to perform independently?
✓ Is monitoring health conditions (blood pressure, blood sugar) challenging?

If you checked 3+ items: Home health aide services may be necessary.

Common Mismatches: When Seniors Choose the Wrong Service

One of the most frequent mistakes families make is selecting a higher level of care than actually needed, resulting in unnecessary expenses and potential loss of independence.

The Hybrid Approach: Combining Services for Optimal Support

Many seniors discover that no single service completely addresses their needs. Creating a customized care plan often provides the most effective and economical solution.

Common Effective Combinations:

Homemaker + Occasional HandymanThis pairing works well for seniors who primarily need household help but also require periodic home maintenance.

  • Homemaker: Biweekly visits for cleaning, laundry, and meal prep
  • Handyman: Monthly or quarterly visits for repairs and safety maintenance

Home Health Aide + Homemaker

This combination is ideal when medical needs require professional attention, but household tasks still need managing.

  • Home Health Aide: Brief daily visits for personal care and medical needs
  • Homemaker: Weekly visits for more time-intensive household tasks

All Three Services on Different Schedules

Some seniors benefit from a comprehensive approach:

  • Home Health Aide: Short daily visits for medical needs such as bathing
  • Homemaker: Weekly half-day visits for household management
  • Handyman: Quarterly visits for home maintenance and safety updates

The Innovative Alternative: Home Sharing

While traditional service providers offer valuable assistance, an innovative alternative is emerging that can address multiple needs simultaneously: home sharing.

How Home Sharing Combines Multiple Services

Home sharing, like the model offered by Home Sweet Homeshare, pairs older homeowners with vetted houseguests who provide both homemaker assistance and basic handyman services in exchange for reduced rent.

This arrangement can:

  • Provide consistent homemaker-style assistance (10+ hours weekly)
  • Include basic handyman tasks (changing light bulbs, minor repairs)
  • Generate income ($600+ monthly) rather than expenses
  • Offer daily presence for added security and companionship

For seniors who primarily need household management and basic maintenance rather than medical care, home sharing can offer a more economical and comprehensive solution than hiring separate services.

"I was spending over $1,200 monthly on homemaker visits and handyman services. Through home sharing, I now receive more consistent help and earn $750 monthly instead. It's completely transformed my retirement finances." - Eleanor, 84

Making the Right Choice: Next Steps

Determining which service—or combination of services—best meets your needs involves several important steps:

1. Conduct a Thorough Needs Assessment

Before contacting any service providers:

  • Complete the self-assessments provided above
  • Keep a journal for 1-2 weeks noting specific challenges
  • Ask family members for their observations
  • Consider having a professional geriatric assessment

2. Understand Coverage and Payment Options

Different services have different payment structures and potential coverage:

  • Home Health Aides: May be covered by Medicare if prescribed by a physician and provided through a Medicare-certified agency
  • Homemakers: Typically not covered by Medicare; may be partially covered by some long-term care insurance policies
  • Handyman Services: Generally not covered by insurance; some communities offer senior discount programs
  • Home Sharing: Generates income rather than expenses

3. Research Potential Providers

Once you've identified your needs:

  • Request recommendations from friends, family, and healthcare providers
  • Verify insurance and background check procedures
  • Interview multiple providers, asking about their experience with seniors
  • Request detailed service agreements and pricing structures

Conclusion: The Right Support Makes All the Difference

Choosing between homemaker services, handyman assistance, and home health aides—or creating a combination approach—can significantly impact both quality of life and financial wellbeing for seniors aging in place.

By accurately identifying your true needs and matching them to the appropriate services, you can ensure you're receiving exactly the support required without overpaying for unnecessary assistance. For many seniors, this thoughtful approach makes the difference between struggling at home and thriving with just the right level of support.

Ready to Find the Perfect Support Solution?

If you remain uncertain about which service aligns best with your needs, Home Sweet Homeshare provides complimentary consultations. These sessions are designed to evaluate your unique situation and determine whether traditional services or innovative solutions like home sharing are more suitable for your specific requirements.

Schedule Your Free Consultation →

F.A.Q.

Frequently asked questions

Some Common Questions We're Asked Frequently.
Q: Is it less expensive to hire independent providers rather than going through an agency?
A: While independent providers may charge lower hourly rates, agencies provide important protections including background checks, liability insurance, substitute caregivers when needed, and quality oversight. These safeguards often justify the slightly higher agency costs.
Q: Can the same person provide both homemaker and home health aide services?
A: While some individuals are certified for both roles, they typically work under different regulations and insurance requirements. Agencies offering both services may be able to coordinate care with fewer total individuals entering your home.

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