The Complete Guide to Homemaker Services for Seniors: Traditional Options vs. Home Sharing Alternatives

Are you struggling to find affordable, reliable homemaker services for an aging loved one? You're not alone. Here is a guide to help you navigate and get the your loved one the help they need.
Homemaker helping a Senior
Written by
Sean McGrail
Published on
March 1, 2025

With 88% of seniors wanting to age in place, according to AARP, finding quality in-home support is a critical concern for millions of Americans. But many families face difficult choices with traditional homemaker services often costing $25+ per hour and availability becoming increasingly limited.

What if there was a way to receive consistent, personalized homemaker assistance while actually generating income rather than draining savings?

In this comprehensive guide, we'll explore traditional homemaker services for the elderly, their limitations, and why innovative alternatives like home sharing are revolutionizing senior support.

What Are Homemaker Services for the Elderly?

Homemaker services provide non-medical assistance with everyday household tasks that have become challenging for seniors to manage independently. These services help maintain a clean, safe, and comfortable living environment without the more specialized care of medical home health services.

Common Homemaker Services Include:

  • Light housekeeping (dusting, vacuuming, sweeping)
  • Laundry and linen changing
  • Meal preparation and grocery shopping
  • Errand running and transportation
  • Medication reminders (non-medical)
  • Light yard work and home maintenance
  • Companionship and social engagement

Unlike home health aides who provide medical assistance, homemakers focus primarily on household management and daily living support. These services play a crucial role in helping seniors age in place by maintaining their home environment when physical limitations make these tasks difficult.

Traditional Homemaker Service Options: The Standard Approach

Most seniors and their families first look to traditional service providers when seeking homemaker assistance. Let's examine these conventional options, their benefits, and their limitations.

Types of Traditional Homemaker Service Providers

  1. Home Care Agencies
    • Professional companies specializing in non-medical home support
    • Usually licensed and insured with background-checked staff
    • Provide scheduled visits ranging from a few hours to full days
  2. Independent Homemakers
    • Self-employed individuals offering direct services
    • Often more flexible but with fewer guarantees or oversight
    • May cost less than agency care but with more administrative responsibility for families
  3. Geriatric Care Management Companies
    • Comprehensive services including homemaker coordination
    • Professional oversight but at premium prices
    • Best for complex situations requiring multiple service types

Benefits of Traditional Homemaker Services

Traditional homemaker services do offer important advantages:

  • Professional screening of staff with background checks
  • Liability insurance and worker protections
  • Replacement coverage if your regular helper is unavailable
  • Supervision and quality control (with reputable agencies)
  • Clear scheduling and service agreements
  • Training and experience in working with seniors

The Growing Challenges with Traditional Homemaker Services

Despite these benefits, families are increasingly encountering significant limitations with traditional homemaker services:

1. Prohibitive Costs

The financial burden of traditional homemaker services is often the most significant barrier:

  • Average hourly rates range from $35-45 depending on location
  • Minimum visit requirements often start at 3-4 hours
  • Weekly costs can easily exceed $350 for 10 hours of assistance
  • Most services are not covered by Medicare
  • Long-term care insurance coverage is limited and has strict qualifications

For the average retiree living on a fixed income of approximately $1,976 per month from Social Security, dedicating $1,400+ monthly to homemaker services is simply impossible.

This financial strain forces many seniors to:

  • Limit services to just a few hours weekly, leaving significant gaps in support
  • Deplete retirement savings at an accelerated rate
  • Face difficult decisions about home maintenance versus other necessities
  • Consider unwanted moves to independent or assisted living facilities

"I was paying $35 per hour for a homemaker to come twice a week. That's $280 weekly for just 8 hours of help—and it wasn't enough. My house was still not properly maintained, and I was watching my savings disappear."

- Eleanor, 82

2. Availability and Staffing Shortages

The caregiving industry faces severe staffing shortages that directly impact service quality:

  • 70% of home care agencies report difficulty filling shifts
  • High turnover rates (averaging 65%+) mean frequent caregiver changes
  • Scheduling flexibility is limited, with many seniors placed on waiting lists
  • Last-minute cancellations leave seniors without critical support

The emotional toll of constantly adapting to new caregivers cannot be overstated. Many seniors report heightened anxiety and discomfort having different strangers in their homes each week.

3. Quality and Consistency Concerns

Even with professional agencies, service quality can vary dramatically:

  • Rushed visits as workers manage multiple clients in tight timeframes
  • Limited personalization of services to individual preferences
  • Task-focused rather than relationship-focused interactions
  • Communication barriers between agencies, caregivers, and seniors
  • Rigid task lists that don't adapt to changing daily needs

The Innovative Alternative: Home Sharing for Homemaker Services

Given these growing challenges with traditional homemaker services, innovative alternatives are emerging—with home sharing leading the way as a comprehensive solution that addresses cost, availability, and quality concerns simultaneously.

What is Home Sharing as a Homemaker Service Alternative?

Home sharing creates a mutually beneficial living arrangement where an older homeowner with extra space welcomes a compatible houseguest who provides assistance with household tasks in exchange for reduced rent.

At Home Sweet Homeshare, we've refined this model to ensure seniors receive:

  • 10 hours weekly of homemaker assistance
  • Extra income of $500+ monthly rather than service expenses
  • Consistent support from one carefully vetted helper
  • Customized task arrangements based on the homeowner's specific needs
  • Added peace of mind with another person in the home

How Home Sharing Compares to Traditional Homemaker Services

Real-Life Success: Martha's Home Sharing Experience

Martha, 79, was spending $1,800 monthly for 12 hours of weekly homemaker and landscaping services—still not enough to keep up with her home maintenance needs. Her retirement savings were draining rapidly, creating significant stress and uncertainty.

After switching to Home Sweet Homeshare, Martha now:

  • Receives 12 hours of weekly household help
  • Earns an extra $750 monthly in rental income
  • Has the security of another person in the home
  • Enjoys flexible, as-needed assistance beyond scheduled chores
  • Has maintained her independence while strengthening her financial position

"Home sharing completely reversed my financial situation. Instead of watching my savings disappear, I'm now earning money while getting more help than before. It's given me peace of mind about aging in my own home." - Martha

Is Home Sharing Right for You? Key Considerations

While home sharing offers compelling advantages over traditional homemaker services, it requires careful consideration of several factors:

Ideal Candidates for Home Sharing

Home sharing works best for seniors who:

  • Own a home with extra space (at least one available bedroom)
  • Need regular, ongoing household assistance
  • Are comfortable with another person in their home
  • Desire both financial benefits and practical help
  • Prefer consistency in caregiving relationships
  • Value independence and aging in place

Important Considerations Before Home Sharing

Before pursuing home sharing as a homemaker alternative, consider:

  1. Privacy and personal boundaries - How much shared space are you comfortable with?
  2. Household routines - Are you flexible about kitchen use, bathroom schedules, etc.?
  3. Communication style - Can you clearly express needs and concerns?
  4. Home accessibility - Is your home suitable for shared living?
  5. Legal considerations - Are there any homeowner association or zoning restrictions?

How to Get Started with Home Sharing

Transitioning from traditional homemaker services to a home sharing arrangement involves several key steps:

1. Assess Your Needs and Preferences

Start by creating a detailed list of:

  • Household tasks you need assistance with
  • Weekly hours of help required
  • Personal preferences regarding shared spaces
  • Financial goals for the arrangement
  • Deal-breakers or non-negotiables

2. Evaluate Your Home for Sharing Potential

Review your home to determine:

  • Which bedroom and bathroom would be available
  • What storage space could be offered
  • Which areas would be shared vs. private
  • Any modifications needed for comfortable sharing
  • Security considerations for both parties

3. Choose the Right Home Sharing Partner

Working with a professional service like Home Sweet Homeshare provides important advantages:

  • Comprehensive screening of potential houseguests
  • Background checks and reference verification
  • Compatibility matching based on lifestyle and preferences
  • Clear agreements documenting expectations
  • Ongoing support throughout the relationship

4. Create a Detailed Agreement

Whether working with a service or independently, ensure your arrangement includes:

  • Specific chores and assistance expectations
  • Rental terms and payment schedule
  • House rules and shared space guidelines
  • Privacy boundaries and quiet hours
  • Conflict resolution procedures
  • Trial period terms

Taking the Next Step: Exploring Your Options

As traditional homemaker services become increasingly expensive and harder to secure, home sharing offers a compelling alternative that addresses the core needs of seniors: financial security, consistent household help, and companionship.

With careful planning and the right support, home sharing can transform what was once a financial drain into a source of income while providing more comprehensive homemaker assistance than traditional services can offer.

If you're struggling with the limitations of traditional homemaker services, we invite you to explore whether home sharing might be the solution you've been searching for.

Ready to Learn More About Home Sharing as an Alternative to Traditional Homemaker Services?

Book a free, no-obligation consultation with Home Sweet Homeshare today. We'll help you understand if home sharing is right for your situation and guide you through every step of the process.

Schedule Your Free Consultation →

A Quick Comparison

How Traditional Homemaker Services Compares to Home Sharing

The old way vs. the new way.

Traditional Homemaker Services

Home Sharing Alternative

Cost/Financial Impact
$35/hour
($1,400/month for 10hrs/week)
Depletes savings
$0 cost + $600+ monthly income
Enhances financial security
Hours of Help
Limited by budget;
typically 4 hour minimum, up to 20 hours weekly
10 hours weekly
Consistency
Different people; high turnover
One consistent helper
Availability
Scheduled visits; often waitlisted
Daily presence and flexibility
Relationship
Professional, time-limited interactions
Casual, more flexible housemate relationship
Late Night/Off Hours Emergency Support
None outside scheduled hours
Someone present for unexpected needs
Customization
Limited to agency policies
Highly customizable arrangements

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F.A.Q.

Frequently asked questions

Some Common Questions We're Asked.
Q: Can I get homemaker services through Medicare?
A: Medicare does not cover traditional homemaker services unless they're part of a doctor-prescribed home health care plan following hospitalization, and even then, coverage is temporary. This limited coverage is why many seniors seek alternatives like home sharing.
Q: How is home sharing different from hiring a live-in caregiver?
A: Full-time live-in caregivers are employees of agencies who require salaries ($4,000+/month), while home sharing creates a domestic worker relationship where the homeowner receives both income and assistance. Home sharing is much more affordable and focuses on homemaker tasks rather than personal care.

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