Home Sharing
8 min read

Empty Nesters and Home Sharing: Unlocking Affordable Housing Solutions Across American Cities

As the housing affordability crisis continues to grip major cities like Boston, Seattle, and Denver, an innovative solution is emerging: home sharing with empty nesters. With 16%, roughly 20.9 million, of American households classified as empty nests in 2022, these senior homeowners represent an untapped resource for affordable independent senior living while potentially easing housing pressure in key markets.
Illustration of active seniors
Written by
Sean McGrail
Published on
11 Feb 2025

The Power of Empty Nest Numbers: A Closer Look at Pittsburgh and Beyond

The statistics tell a compelling story. Nationwide, there were approximately 20.9 million empty nest households in 2022, representing a modest increase from 20.2 million in 2017. These empty nesters – defined as homeowners aged 55 and older living with no children, having at least two extra bedrooms, and residing in their homes for at least a decade – could revolutionize housing affordability through home-sharing programs.

Pittsburgh leads the nation with 22% of households classified as empty nests, followed by Buffalo (20%), Cleveland (20%), Detroit (19%), St. Louis (19%), and New Orleans (18%). These markets present unique opportunities for innovative roommate matching programs that could benefit both seniors seeking affordable independent senior living solutions and younger residents looking for housing.

The Home Sharing Solution: Bridging Generational Housing Needs

The numbers are particularly promising when considering the potential for roommate arrangements. Empty nest households outnumber families needing housing by 2.6 times – with 20.9 million empty nest households compared to 8.1 million families living with non-relatives seeking their own space. This surplus has grown steadily, with empty nest households increasing by 703,892 between 2017 and 2022.

Challenges and Opportunities in Different Housing Markets

While cities like Austin (10% empty nesters), Las Vegas (10%), Los Angeles (11%), Riverside (11%), and Miami (12%) have fewer empty nest households, the concentration of available spaces in more affordable markets presents unique opportunities. Cities like Pittsburgh and Cleveland, with their larger empty nester populations, could pioneer innovative home-sharing programs that benefit both seniors and younger residents.

Empty Nesters and Affordable Independent Senior Living

The home-sharing movement offers a win-win solution for empty nesters and those seeking affordable housing. For seniors, taking on a roommate can:

  • Provide additional income for property maintenance and living expenses
  • Offer companionship and security
  • Help maintain independence while aging in place
  • Create intergenerational connections within communities

Regional Variations in Home Sharing Potential

Young professionals tend to cluster in different areas than empty nesters. The highest concentrations of under-44 households are found in:

  • Austin
  • Seattle
  • Denver

Meanwhile, recent Gen Z and Millennial movers have favored:

  • San Jose
  • Portland
  • Washington DC

The Future of Home Sharing and Housing Affordability

While home-sharing and empty nester participation won't single-handedly solve the housing crisis, particularly in high-demand coastal markets, it represents an important piece of the affordable housing puzzle. Cities like Pittsburgh, Buffalo, and Cleveland could lead the way in developing innovative home-sharing programs that benefit both empty-nesters seeking affordable independent senior living solutions and younger residents looking for housing options.

This approach, combined with other initiatives like credit assistance programs, down payment assistance, and help with closing costs, could create meaningful pathways to affordable housing while providing empty nesters with valuable companionship and financial benefits through roommate arrangements.

As we look to solve housing affordability challenges across American cities, home-sharing programs represent an innovative approach worth exploring, particularly in markets where these demographics are most concentrated.

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